Originally Posted by
nfnsquared
In your search, who was able to beat USAA using identical coverages and by how much?
* Car Insurance: AAA saved me $600 every 6 months (Florida, it's high there).
* Mortgage: Navy Federal offered 4.5% (negotiated down to 4) vs 5.3% for USAA in late 2018. Have since re-fi'd with Navy Fed and that experience was not as great, but the rate was still pretty competitive.
* Life Insurance: AAA gave me double the coverage on a 20 year term for the same price.
* Home Owner's Insurance: USAA wouldn't even offer me a policy
This mostly seems to be related to the geographic area I'm in - Florida, in a City, but it really shattered the myth of "USAA is great for Service Members" for me.