Originally Posted by
Gunfighter
Or if you were displaced to a lower paying seat and won't get a fat profit sharing check next month. Or if you have huge depreciation deductions from your real estate investments. Or if you took accelerated depreciation on business assets. Or if you are expecting to remain in your current tax bracket in retirement. Or if an inherited Roth IRA is part of your estate plan. Or you just want to do what the cool kids are doing. Or any number of possibilities that fit your situation.
Yes, I get all that. I own commercial real estate and understand all the deductions and depreciations. And I get that everyone’s situation is different. But after 18 pages in the thread, those specifics haven’t been mentioned. It seemed like the back door Roth is the thing to do, just for the sake of doing it. I was wondering what I was missing. But based on the responses, it turns out I wasn’t missing anything.