Originally Posted by
SideSticker
If you think out guessing the market is tough, try predicting tax policy 20 years from now.
Amen to that. Even within the retirement years from 65-grave, there will be a few pendulum swings on tax policy. Having a mix of traditional and Roth could allow you to play the swings in tax policy. They have already Nerfed the Inherited Roth IRA., so RMDs are next. Forcing the RMD takes away one of the Roth advantages, but until contribution limits are changed between accounts, the Roth is still a bigger bucket.
You are better off aligning yourself with the government and central banks rather than trying to outsmart them. Using conservative leverage on income producing real estate is the safest course to a secure retirement.