Originally Posted by LEROY JENKINS

Been presented with a 5 year money vehicle that is intriguing. Curious what the smart money guys here think (and the rest of us as well).
Basically would you be willing to take 75% of the gains from the S&P 500 the next 5 years, but not lose any principal on any down years. Obviously it's a hedge that back of the napkin math seems like you'd be betting on at least one 10% correction year 2 or 3 or some combination.
Normally I'm really risk tolerant but I'm not seeing any encouraging market based decisions from our new government. Hard to be positive especially after such a good run. Feels like we're due a correction.
Hoping to hit my retirement goal ($3M) early in 5 years around age 55. Need about 8% return with normal 401k contributions. TIA