Originally Posted by Thrust Hold

That's my goal Rvfanatic. At age 61 I'll have my 25 years of service towards the max pension. 4 years on property and I've already knocked out two years of my "High Five".

Plus, many things are based on your yearly earnings. Take LTD for example. It's 60% of your best 12 months in the last 36 (reduces to 50% of that after 24 months). You don't plan on being out early on LTD, but if you are then it's nice to have some financial advantages. I've seen odd things happen to folks at an early age and they always wish they done more to be better prepared for the unplanned events.

As with anything there's a happy medium. Don't want to work yourself into a Heart Attack, but also want to be prepared for some odd ball LTD triggering event.