Originally Posted by
greaser
https://dqydj.com/2020-sp-500-return/
If you went all in and reinvested dividends, the SP500 returned 18.4% in 2020. Are you implying that that’s an undesirable investing outcome?
Hindsight is nice, but that bias will lead you to believe you could have performed better than you actually did, if you had only known the future...
Again:
“A Vanguard study actually showed that investing a lump sum outperforms dollar-cost averaging 64% of the time over six months and 92% of the time over 36-months, assuming a 60%/40% portfolio of stocks and bonds.”