Originally Posted by
Hedley
Because things change when you reach the high earner tax brackets and the numbers in your accounts get bigger. When your personal and company provided contributions far exceed the max allowable limits, when you are earning $200-300K, and when your accounts have several million dollars in them, investing advice and tax considerations becomes something to seriously consider.
Yes. And I'm not a boomer.
If you file a 1040EZ, you probably don't need to bother, just max out the 401k and keep updating your apps.
Originally Posted by
Hedley
Many also consider the expense of paying someone to study and manage the money worth it so that they don’t have to.
Also yes. I'd rather fly an extra 2-day each year than try to wade through all of that stuff myself. I do enough casual research so I can hopefully tell if the financial guy is blowing smoke.
Also if things go south I don't have to explain to the wife why *I* screwed it all up.