“The people that know anything” don’t actually know anything. Without a full reopening of global travel to Americans, we’ll never be anywhere near 91% of 2019 levels. I’m talking ALL global markets- EU, Asia, Latin America, etc. NO ONE knows when that will be. I think a lot of forecasters are hoping that will happen in the summer/fall timeframe. That’s not impossible, but it is VERY optimistic. In either case, it’s dependent on dozens of major geopolitical decisions that haven’t been made yet. Plan for the worst & hope the feds keep rounding out the payroll...