Trip7 , can you please tell us what your annualized rate of return has been for the last 5 years, adjusted for cash flows in and out (XIRR)? What about 10 years? Your posts are very consistent regarding valuation and I’m curious to know how your methods have performed.

For me, plain old long term, buy, hold, sit on my hands of “nosebleed valuation, bubble stocks” has been 30% annualized which is about 20% above the S&P for the same time period. I do expect that to tick down around 1% or so this quarter.