Originally Posted by
123494
I also worry about my health (medical) and if it can last a whole career. I’ve looked into loss of medical insurance. I might as well donate my left nut to cover that.
Yeah, LOL insurance premiums are eye popping! Pay the premiums to your self.
Figure out a way to have access to about $100k (save it, have a 401k loan ready to go, whatever) that with LTD tax free of $8000/month ($11,000/month in Oct) should cover you for about 2.5-3.0 years.
I speak from to much experience. Being out on LTD really focuses the mind on saving $’s. You would be amazed how much you can save. (I sold my car - I figure who needs two cars when out on LTD?)