Originally Posted by
FNGFO
While I’d love for LTD to be 100% with retirement and insurance paid up for life, I have to balance that with knowing that if I’d go out I’d be making a multiple or two of the national average income to not work. If I have to contribute to retirement and insurance out of that then them’s the breaks. I could be flipping burgers for a living or dependent on the government sole.
Ill take anything better if offered, but won’t turn my nose up at this.
A retirement contribution, no benefit offset for other income, and healthcare at company rates would do wonders and not be outside industry norms.
The issue is you spend so long to get to this point in your career where you can actually start building a financial future for yourself, a stable retirement, and send your kid to college, but it’s so easy to get a disqualifying condition and be otherwise healthy and functioning. The feds keep moving the goalposts on so many things too. They are also currently searching pharmacy records to see what prescriptions you are filling and catch you not reporting. I didn’t think that was even legal with HIPPA.