Thread: pilot mortgages
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Old 03-29-2021, 04:23 PM
Joined APC: Jul 2017
Posts: 894

Originally Posted by TransWorld View Post

You certainly get more than 2.5% (less tax savings) in your investments. If you canít, you need a good financial planner to help educate you.
I get that argument. Say if the house is $300k. I can put the 20% down and throw the other money into a Total Market ETF or something similar. If I pay in cash, I'd lose out on that potential compounding returns.

But the other side of me loves the debt-free philosophy on life (e.g., Dave Ramsey). I like not having payments to take care of each month.

Am I thinking of this correctly?
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