Originally Posted by
TrojanCMH
You could be trying to diversify into other investment vehicles. Real estate, Roth IRA, even a brokerage account... There are plenty of reasons why people would rather invest their money outside of a 401k, especially when the company is already putting in more than what most people do without the match.
401k has a Roth option, but otherwise I agree. That said I still max out the 401k bc I’m too stupid to do better outside with that money by contributing zero. Buy high sell low is my motto!