The stock market is better than Vegas or holes in the ground.

The S&P500 has gone up 10% on average for the last forever. And you don't need to repaint, change the carpets, or worry about the lawn. Buy and hold. Don't try to time it. But shares of low cost index funds, don't sell and keep buying. It works. As long as you don't panic sell and then wait 2 years to get back in.