My main drivers are that I wanted to hit 415c limits ASAP and make enough to qualify for max LTD payout should the unthinkable happens. I'm happy that I've been able to max out my retirement every single year on the property to the point that even the year I got off probation, I ended up getting a few grand as excess from Profit Sharing. The last PS payout was almost all in cash.

It's also somewhat, in a paranoid way, reassuring that if I were to go out on medical, my LOL/LTD payout would be our plan max.

I also say I'll take the first available, but then I look at some of our players' boards and I can see why they don't want to upgrade even in base, much less commute to the West Coast. They control their schedule, types of trips they want, when they want to work and how much. Add up the totals, and I can totally see why being the plug or very junior captain commuting to the west coast just doesn't seem appealing...

I don't know... I could see the compromise of taking the plug upgrade in base, but to add commuting to it?