APCLurker

Hoping I can get some last-second opinions on our health (medical) insurance.

I/we have never used the medical care plans available to us. Instead have always used my spouse's better plan. I have never even really looked at any details of the dal offerings.

I will leave out the sordid details, but I find myself at the last second (as in little more than 1.5 days notice), needing to sign up for one of our medical plans and have no clue what is optimal. It would possibly be just me, no conditions or recurring medications or anything like that, or possibly me and two kids, both with a perscription need (nothing major or wildly expensive etc).

Any advice?

And yes, l am still wondering how this situation can even be remotely legal/possible but that is a story and discussion for another time.

Thanks