Originally Posted by Profane Kahuna

United has the choice of cash or qualified retirement plan (tax deferred).

Delta has the choice and they even have a way to avoid taxes with their excess cash over $55k per year if they put it into their “Market Based Cash Balance Plan”.

American hasn’t turned a profit in so long nobody remembers how it works.

So I’m pretty sure it can be done, and the blame for why it isn’t done at SWA does not lie on the IRS boogeyman.