If I was you this is what I would do.....move to the northeast. Eastern PA. It’s ideal. You can find land for cheap or you can find a small home in a great school district. Flat tax on income! Lots of good public schools. And the best part.....with in 2-2.5 hours you are in IAD, DCA, BWI, PHL, ACY, EWR, JFK, LGA......the only two carriers that don’t have a Jr. Base is FedEx and UPS. That literally covers AAL, DAL, JBLU, SWA, Spirt, UAL, Frontier (do they still have a PHL base?). Then you buy your house off of the lowest paid persons second year pay on MPG. You buget the crap out of your life. This will allow you guys to take COLA whenever offered. It allows you to drop down to 35 hours each. It allows you to not be stressed when one of you loses a job. And it allows the one having the baby to take the whole 1st year off....Don’t buy the big house, the big boat, the big airplane, the big anything. Kids are expensive! And they spell love with 4 letters T-I-M-E. That’s all they understand. If you do this and if you can get some family to move close by then you are in the sweet spot of life. Otherwise build a small addition to a house with an in law suite and either have the grandparents come stay on day’s you have conflicts of schedule or hire a nanny. Good luck. If you can get hired by fedex that’s great but if not move to the northeast.