Originally Posted by
JulesWinfield
We have Own Occupation LTD, which means it applies to our specific occupation. There's a list of offsets, like worker's comp and other disability insurance, but I'm pretty sure outside income will not offset it, as long as it is a different occupation. Shoot a DART through the ALPA app to get clarification. I could be wrong, so verify it.
Any future income offsets dollar for dollar. We have many holes in our current LTD but this is the biggest one. This absolutely needs to be addressed in this next CBA. Medical and DC to retirement age on LTD would be good to get as well but we have to fix this income offset issue.