Originally Posted by
bruhaha
i was under the impression that with the diamond HRA when you leave spirit either Retirement or going to another airline. You don’t take that with you.
You can have 75,000 in the Diamond HRA. (25 years x 3000 year) when you retire and all of it goes back to spirit. You get nothing
whereas the HSA is 2000 free money from spirit every year and a 5300 FSA that you don’t have to use or lose
it’s not spirits call to allow pilots to change the HRA rules to allow us to take the HRA balance with us when we retire because the IRS makes the rules for HRAs. We’d have to get congress to change the rules.
That is my understanding of it as well. The HRA is a use it or lose it deal, but the company puts more into it each year. The HSA you own it.