Originally Posted by
FlyingDutch
Questions from a potential new hire.
What are the opinions on Blue vs Green health plan?
And how about United vs BCBS? I live in NYC if that matters.
If you are making so much that you are running out of places to tax shelter your $$$, Blue plan. The Blue plan is a retirement vehicle, but it costs roughly $500/year more than the Green plan.
The game is you max out your healthy rewards and contribute from your paychecks up to the $7500 maximum, then pay for all medical expenses on your own. The contributions grow tax free and can be removed after 65 triple tax sheltered for medical care, or double tax sheltered for normal retirement expenses.
As for United vs BCBS...
They have different contracts at different hospitals. This could make a huge difference in how much you pay for care, but no one will tell you those rates, you might as well flip a coin.