If tricare is 400-500/mo what is the benefit to switching to that vs the buy up? Just looked at my paystub, and with a family the buy up is 402/mo. I was a tricare prime mil brat until I became the sponsor, so I don’t know any different. My only experience outside of that was Tricare Rsv Select when I was at AA for a year before FedEx. I declined AA and the premiums for rsv sel were 300/mo and then i had a 10%/20% deductible or something close to that and ended up waaay more expensive than the buy up. So when i had that option I jumped on it. Curious where you have found the savings. Thanks.