I had 660 TT and 38 Multi with a CFI when I got hired on by PSA. They don't have a NYC base but I'm sure that you could commute to CLT if that is an option for you. Eagle and Comair both have long upgrades but upgrades aren't everything. QOL is important. The college degree is a plus, I interviewed in January and don't gradguate until May. I just let them know that I was finishing in May and they told me to expect a middle of May class date. They don't require a certain amount of multi time to get an interview. From what I hear they have a great training program so they might take you with 25 multi if they like you in the interview. Good luck!