There are much less expensive civilian options than Riddle.

I got tossed from AFROTC in college due to a stupid medical (non) issue which cost me a scholarship, and later rejected from Rated positions by MFS for a different stupid medical (non) issue losing an ANG pilot slot.

My heart was broken, but neither stopped me from being a widebody CA before 40 and my student loan debt was paid off in <6 years, before being hired at my current employer.

The civilian + ANG/AFRES dual track is absolutely what I think “checks the most boxes fastest” for a 20something without children.