Originally Posted by IQuitEagle

I think is pretty typical LTD for most major airlines: I “think” it’s 60% of salary initially, then 50% after two years. You can buy supplemental to bump it up to 66%. The huge benefit is that while out on LTD, you still get full service credit toward your pension payment (A-plan). So if you go out on LTD after 5 years, and are out for 20 years until you hit 65, you still get the full 25 year service credit for your pension payment calculation.