Originally Posted by
IQuitEagle
I think is pretty typical LTD for most major airlines: I “think” it’s 60% of salary initially, then 50% after two years. You can buy supplemental to bump it up to 66%. The huge benefit is that while out on LTD, you still get full service credit toward your pension payment (A-plan). So if you go out on LTD after 5 years, and are out for 20 years until you hit 65, you still get the full 25 year service credit for your pension payment calculation.
What we have is not typical. Look at the contract comparison document on negotiations web page. What we have combined with the supplemental and A plan accrual is far superior to anything else.
For a good example use the average pilot who most likely would use this benefit. Use the information I posted above.
Age - 50-55 (WB Captain)
YOS - 10-15 (has his high 5)
Average last 12 months - 400k