My side “hustle” for 2021 was just to enjoy the family and some new hobbies, all of which only lost money. But a steady stream of dollar cost averaging into effortless 401ks (dual income household) and keeping spending under control saw our net worth increase 37.9% and retirement accounts are up 34.5% YOY. I keep wondering if I’m missing out by not actively investing in stocks or other vehicles, but I’m not sure what I’d stop doing to make time for the active monitoring/research that must be required to make all that activity worthwhile.