Originally Posted by
TED74
My side “hustle” for 2021 was just to enjoy the family and some new hobbies, all of which only lost money. But a steady stream of dollar cost averaging into effortless 401ks (dual income household) and keeping spending under control saw our net worth increase 37.9% and retirement accounts are up 34.5% YOY. I keep wondering if I’m missing out by not actively investing in stocks or other vehicles, but I’m not sure what I’d stop doing to make time for the active monitoring/research that must be required to make all that activity worthwhile.
I don't think so
My strategy too. Unfortunately or fortunately (depending how you look at it) the check of the month club for me has made me sort of lazy. I contribute max to my stuff here at DAL. The matching is good (could be better though - TED74 for negotiating committee BTW!). I should probably be rolling over that check of the month into some more aggressive investments as play with $$, rather I use it for my "hobbies" all of which are tremendous wastes but provide us with so much well needed relief. Hard to put a $$$ value on that. I'll reconcile that opportunity cost any day.