His math is wrong. However, what he is saying is take some personal time at the expense of 18 TFP from your sick bank and that it will only cost you 9 TFP. It is more than 9TFP though. You don't accumulate sick time when using sick time. So it's more like you get 18 TFP and it's gonna actually cost you 10.8 TFP if you only credit 90 TFP for the month.


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