This might help confirm as well. From the missed approach section of the FAA ATP Practical Test Standards:

"Going below the MDA or DA/DH, as appropriate, prior to the
initiation of the missed approach, is considered unsatisfactory
performance. However, satisfactory performance may be concluded
if the missed approach is properly initiated at DA/DH and the
airplane descends below DA/DH only because of the momentum of
the airplane transitioning from a stabilized approach to a missed
approach."

In short, you can't descend below unless missed approach has been initiated (or runway is in sight of course).