Originally Posted by Delphin

I work at a different carrier but also just transferred my HSA funds from Optum to Fidelity. I can't promise that your rules are exactly the same as mine were, but thought this might help:

- Optum required me to keep $2,000 in cash to have any additional funds invested in anything else. I chose to transfer all but $100 to Fidelity.
- I utilized Fidelity's service to transfer the funds from Optum to Fidelity for me. It took about 3 weeks but Optum did not charge me the $20 transfer fee they say they charge.
- Optum now charges me a $1 per month fee because my account balance is below $500.