Originally Posted by license2fly

HELOC or sell sounds like the most logical to me too. If you go your HELOC route just don't change any spending habits and you should be able to pay it off as your pay increases. I agree keep your kids at home if you can no one is a substitute for a parent. You will never regret that your kids were able to stay home. You can make more money but you can't make more time! (time to spend with your kids)