Originally Posted by ArcticDog

I am just finishing up my first year at a national airline. We have two small children and I did not want my wife to have to go back to work. We started by scrutinizing our monthly budget. Suprisingly we were able to easily save at least $200 a month. We spoke with our insurance agent and switched home and auto insurance. We switched our satellite/internet/phone to a cheaper cable package bundled with internet and phone that had a 1year promo package, we cut out eating out, and found cheaper places to shop. Finally we had saved up a little and then had a HELOC for any unexpected expenses. It has worked out okay. Only 47 days, 4 hours, and 28 minutes left until second year pay, but who's counting! Good luck!