Originally Posted by
NightHawk
Couple questions here, my apologies if it’s already been addressed. Is the health insurance good? When does it start? And how much for a family? Thanks in advance.
Originally Posted by
PilotJ3
Delta Pilot Medical Plan, IMO is the best choice, specially if your family has special needs.
yes, it’s expensive and it doesn’t have a savings account.
But, I never had coverage issues, it includes the same deductibles out of network and your deductible is $350 a year.
If you’re single, then save the money.
Theres a new copayment option, haven’t heard any opinions on it.
The new copay plan looks like a copy of the DPMP with slightly higher deductibles, nominal copays for everything, and premiums about $200 less a month. It is a traditional PPO plan. It seems like a decent middle option for a family if you don't want the Cadillac DPMP that is like an all inclusive resort, or the high deductible plans. If you have minimal health care needs, take an HDP. If you have high medical needs (chronic conditions that need to be managed), take the DPMP. Somewhere in the middle, like a typical family, take the Copay Plan.