Originally Posted by tennisguru

I have never once had to track down missing funds. Every time they have shown up properly. It should be even easier now since there are only 2-3 very easy things to do to qualify for the maximum amount, and all the money gets deposited at once.

One thing that affects new hires: while you have to earn the company HSA contribution by jumping through a couple of hoops (taking a quiz, getting your yearly physical) during the plan year, the money you earn isn’t paid out till the following January. So any new hire during their first calendar year of employment will not get any HSA money contributed, but if you keep it up you’ll get money every year thereafter.