Thanks for the recommendation. It was a quick read, easily digestible and a great foundation for financial responsibility. It follows a parallel path to the Dave Ramsey program without the marketing hype and fee laden mutual funds. It should be required reading in high school and revisited upon entry into the workforce.

In Part 1, Chapter 1 he does a great job of covering the burden of debt and quickly dismisses business debt as being out of the scope of the book. After understanding and applying the basics in the book, I would suggest that learning and using business debt properly can be an excellent source of expanded financial freedom and security. Borrowing money to buy a stream of cash flow puts the power of inflation on your side not against you. The loan balance is fixed in today's dollars, while the acquired stream of cash rises with inflation. The ratio of leverage is your inflation multiplier. Understanding which debt, how to use it and what to buy would be a good Vol 2 for this book.