Thanks for all the help, I'm carefully weighing my options. I was thinking of signing up for company health care "just in case" I have tricare issues as mentioned above, and then dropping it once I get established on tricare (when I am eligible to drop it in the next enrollment window.) Anyone know if there are gotchas there? I heard that they (hospitals) can make you use the least beneficial plan if you are covered by two but not sure if that is true or not. The tricare 1-800 says its ok, but..