Originally Posted by Nantonaku

One thing that you failed to account for with the non-DPMP plans is that the company can and has changed the plan details mid year and essentially raised the rates by $200 a month. If the company wants you to get a medical procedure and you don’t get it they can at their discretion decide they want to essentially raise your rates. They are still to this day charging a certain group of people an extra $2400 a year. And nothing says they can’t raise that or instate other fines for whatever they want. This adds extra value to the DPMP plan that you can’t quantify and can’t predict.