A first year Eagle FO here - on reserve - and taking the full medical PPO package with dental and vision for $303/month (basically employee + 2 package which covers your spouse and all of your kids too)

taking home $536 for the mid-month paycheck and taking home $750-800 for the end of the month paycheck depending on how much I am away from base (averaging 150 hours/month away from base). I don't break the 75hr guarantee and I haven't been picking up OT.

Basically I make enough to cover the mortgage - my wife's job and income covers everything else.

For those retiring from the military, your monthly military pension will be bigger than your monthly Eagle paycheck. And you might want to see about staying on TriCare (will save you $300/month in insurance costs add $150/paycheck to takehome pay). I don't know how good TriCare is compared to Eagle (United Healthcare) insurance though.