Statistically, no. The SS scales from 62 - 70 should be a financial wash to you (and .gov) based on life expectancy.

But of course that's *average* life expectancy, and they don't even have different scales based on gender.

So when you take SS should probably be informed by your health and family genetics. If you're healthy, work to stay that way, and your family tends to live well into their 90's (my wife's does) then maybe defer to age 70 for the best vegas odds. No guarantees of course, that's just playing the numbers that you know. Also need to consider your spouse's likely lifespan if the spouse depends on your benefits.

That all assumes that you don't NEED (or want) the SS sooner, and that your sole consideration is maximizing the $ benefit over time (for the benefit of your heirs?).

I plan to evaluate at age 62 and then each year thereafter. If I'm healthy enough to fly I can't imagine I'd take it before airline retirement (whenever that is).