Old 05-24-2022 | 01:31 AM
  #45  
TrevorWiles
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Joined: May 2022
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Originally Posted by Jdub2
If at all possible you should really make the jump now. 7 years is likely 8-9000 people ahead of you on the list, many younger. How much of a financial hit would leaving now be?

Remember it’s 7 more years at year 12 captain pay, plus 16% automatically put in your 401k your whole career

It would be a devastating financial hit. I can “retire” now. But my pension would come out to about $800 a month, and I would not be eligible to start collecting until I am 52 years old. I’m 34 now. My wife and I have made the decision for her to be a stay at home due to all the crazy ideas that are being forced into kid’s heads at public schools these days. We own a house. I have responsibilities to my family and cannot just do whatever I want because I feel like it.

I would love to stop being a cop and move into this passion. But I just can’t. 7 more years, 41 years old, and I collect about $4,000 a month for the rest of my life just for waking up every day. Plus, if I die before my wife, she continues to collect the pension until she dies.


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