Again, why does the OP NEED/REQUIRE that specific $110K number?

Sell your F150 and buy a 1998 Honda Civic.

Take a home equity loan, personal loan, family loan, etc.

Cancel cable. Cut costs. Stop eating fast food and cook at home.

It’s just for one year. You won’t lose $110K, just the difference. So what, $20K loss? You will get it back.

Just think—you don’t need to fork out $10K for the type like 7000 current SWA pilots did.