Results may vary. 3rd year guy here and I only average about 90 hours a month and working for it. The x and y really come into advantage for someone in base, I'm 3 from DTW and maybe get an X list every so often. Withthe reserve grid so red anymore it is difficult to drop trips to make yourself available. I try to open up the first week of every month and put my self on the x. If I don't get called I end up having to pick up from open time to make up for that first week. Some guys clear their schedule for the entire month and fly premium and most likely live in base. Premium pay really depends on seniority and living in base. Plus with all the 1 and 2 day pairings (which commuters drop) that is mostly what the x list consists of so usually only gonna pay 10 or 20 hours respectively. Guys getting 170 plus a month really is probably the exception and not the rule and know how to game the system.