Originally Posted by
sailingfun
Delta guy who had major surgery. My LTD was almost double your cap plus 32% of that amount into retirement. I was aided by high profit sharing numbers added into my FAE but 12,500 is a joke for a pilot earning 30k or more a month. Consider also that the Delta disability is 100% company funded.
I’d rather pay part of the disability premium myself and have it tax free.
Maybe take delta’s plan but pay part of the premium ourselves, and get the best of both worlds.