Originally Posted by
CanyonBlue
I always recommend taking the first option, or close to it.
snip
How about an unknown medical issue that pops up? Better to get CA pay while out than FO pay. All things to consider.
I think that could be called a medical bypass... If you know you have a medical issue that's gonna take a lot of time to resolve (surgery to fix a chronic injury for example), take the upgrade, fly a few months to set your insurance pay baseline, and then get your medical issue sorted out. Get up off of first-year seniority while recovering at home on CA disability pay instead of wasting a year of high bidding priority while at the top of the FO seniority list.
It's probably almost as good as taking an upgrade then signing up for a couple of years of continuous military service.