Originally Posted by
WheelInTheBack
So basically if you’re already contributing the max that the company will match (4% for years 1-4 for example) the direct contribution is completely negated and you’re really not getting anything extra in this new TA?
That’s correct. There is no change in the 401k matching/contributions for people with less than 5 years other than 3% of the “match” is now a non-elective contribution.