Originally Posted by
bugman61
You don't own any of the money in the plan, it is grouped together, invested and then distributed to participants when they separate. You are given a "nominal" balance to make you feel like its just like your 401k.
This is my problem with it. I don’t want anyone else in control of my money, and I especially don’t want to pay anyone else to be in charge of my money.
If it’s optional, fine, I don’t GAF. But I want nothing to do with anything that takes away my control of my own money.