Originally Posted by
notEnuf
In all diversified portfolios there is a place for low beta assets. MBCBP is that low beta asset. The amount of that asset is still up to you based on 401k and other funding choices. Your risk tolerance in the other vehicles can increase because of the MBCBP. You will never need to own bonds or expensive dividend producers again.
Also, unless the plan is actually optional, the funding is only up to you if you make less than the 401a compensation limit. And even then you would not be able to mega back door Roth without giving up your company contributions to the mbcbp.