Thread: Health Savings Account HSA losses
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Old 10-10-2022 | 01:35 PM
  #16  
Andy
Gets Weekends Off
 
Joined: Mar 2006
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From: guppy CA
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Originally Posted by tallpilot
17% TIPS? Ouch. They have performed absolutely terrible. Which is ironic since we're having 70s style inflation.
If you're referring to Vanguard Short-Term Inflation-Protected Securities Index Fund Admiral Shares, that fund has only lost 3.35% this year.
It is the best performing this year of the 5 funds that comprise VTINX.

I looked at couple other funds for those born after 1962. As expected, they're worse.

All of this is the standard brain dead Vanguard/Boglehead thought process toward investments. 'You don't know what's going to happen so don't change your allocation.' Bogleheads.
Anyone with a finance background who didn't see a large drop in both equities and the bond markets after the Fed (and the rest of the world's central banks) announced a tightening cycle has no business managing money. The only place to hide was money markets, but now ultrashort term TBills (4 and 8 week) are paying close to 3%. And given that we have another 75BPS raise coming on Nov 2, those rates should be around 3 1/2% after the next Fed meeting.
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