I like equities and when they are down is the time to buy them. And I’m genuinely impressed by how much NK has been able to increase their flying and revenue over 2019, BUT…

Buying stock in the company you work for voluntarily is a bad idea. UA pilots were REQUIRED to take some of their payment in UAL stock for a few years before UA’s last bankruptcy when it became worthless.

Single point failure modes are risky. Too risky for this kid.